Accident Only Insurance

Accidents happen and come with unexpected costs. A Limited Benefit Accident Only insurance policy may help lessen the impact.

Whether an employee is a weekend warrior with an active lifestyle, or part of a busy family or simply living everyday life, accidents can happen anytime. These unexpected injuries can be costly, and being prepared can help make all the difference. Limited Benefit Accident Only Insurance is designed to help pay for unexpected medical expenses an employee or their covered family member may incur for the treatment of covered injuries received in an accident.

Here’s How It Works

This plan helps cover any unplanned medical expenses due to a covered accident. All benefits are paid directly to employees, regardless of other coverage. This allows them to use the funds where they need them most.

  • Direct deposit available
  • No medical questions asked
  • Annual wellness exam
  • Optional riders to maximize coverage

This product may contain limitations, exclusions, and waiting periods. This product is inappropriate for people who are eligible for Medicaid coverage. State deviations may apply.