Hospital GAP PLAN® Insurance

Out-of-pocket expenses associated with a sudden accident, illness, or hospitalization can be very overwhelming. Being prepared for the unexpected can make all the difference. Gap Insurance may offer a solution to help employees cover some of the expenses that can result from such an event. Our plan may help with certain out-of-pocket costs not covered by traditional medical insurance.

Here’s How It Works

Benefit payments may be deposited directly into the employee’s bank account. They are specially designed to help complement an employee's major medical insurance plan and pay for certain out-of-pocket expenses.

  • Inpatient Hospital Benefits assist with paying for out-of-pocket expenses, such as inpatient hospital stays and surgeries.

  • Outpatient Hospital Benefits can help pay for treatment in a hospital emergency room, outpatient surgery, and diagnostic testing expenses.

  • Doctor Bill Benefits help cover treatment at a hospital outpatient clinic, emergency care clinic, or doctor’s office.


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This product may contain limitations, exclusions and waiting periods. This product is inappropriate for people who eligible for Medicaid coverage.